In 2025, the Singapore government continues its commitment to supporting senior citizens through the Assurance Package (AP) Seniors’ Bonus, providing financial assistance to help manage daily expenses.
This initiative is part of broader efforts to address the challenges faced by an ageing population.
Key Details of the AP Seniors’ Bonus 2025
| Category | Payout Amount |
|---|---|
| Seniors aged 55–64 | Up to S$250 |
| Seniors aged 65 and above | Up to S$300 |
Note: Payouts vary based on income levels and property ownership.
Eligibility Criteria
To qualify for the 2025 AP Seniors’ Bonus, seniors must meet the following conditions:
- Age: 55 years or older in 2025.
- Citizenship: Must be a Singapore citizen residing in Singapore.
- Income: Assessable income not exceeding S$34,000 for the Year of Assessment 2023.
- Property Ownership: Own only one property.
- Annual Value of Residence: Up to S$31,000 as of 31 July 2024.
Eligibility is automatically assessed based on government records; no application is necessary.
Payment Schedule
The AP Seniors’ Bonus will be disbursed in February 2025 through the following methods:
- PayNow-NRIC: For those linked to PayNow with their NRIC, payments will be credited from 5 February 2025.
- Bank Crediting: For seniors who have provided bank account details, payments will be credited from 13 February 2025.
- GovCash: For those without bank accounts, payments will be available via GovCash from 21 February 2025.
Seniors are encouraged to link their NRIC to PayNow for faster and more convenient payments.
Additional Support: Silver Support Scheme
Beyond the AP Seniors’ Bonus, eligible seniors may also benefit from the Silver Support Scheme, which provides quarterly cash payouts to supplement retirement income.
Silver Support Scheme Details
| HDB Flat Type | Quarterly Payout |
|---|---|
| 1- & 2-room | Up to S$1,080 |
| 3-room | Up to S$860 |
| 4-room | Up to S$650 |
| 5-room | Up to S$430 |
Eligibility is based on lifetime wages, housing type, and household income.
How to Check Eligibility and Receive Payments
- Automatic Assessment: Eligibility for both the AP Seniors’ Bonus and Silver Support Scheme is determined automatically; no application is required.
- Notification: Eligible seniors will receive notifications via SMS or mail.
- Payment Methods: Payments are made through PayNow-NRIC, bank crediting, or GovCash, depending on the individual’s setup.
The 2025 enhancements to the AP Seniors’ Bonus and continued support through the Silver Support Scheme reflect Singapore’s dedication to its senior citizens.
By providing increased financial assistance and simplifying the eligibility and payment processes, the government aims to ensure that seniors can manage their daily expenses with greater ease and security.
FAQs
Can I receive both the AP Seniors’ Bonus and Silver Support Scheme payouts?
Yes, eligible seniors can receive both payouts as they are separate schemes.
What should I do if I haven’t received my payout by the expected date?
You can check your eligibility and payment status by logging into the official government e-services portal with your Singpass.
Are these payouts taxable?
No, both the AP Seniors’ Bonus and Silver Support Scheme payouts are not taxable.