In response to rising living costs, the Singapore government has introduced a $1,200 cash payout under the Assurance Package (AP) in 2025.
This initiative aims to support lower- and middle-income Singaporeans, especially seniors, by providing financial relief.
The payout is part of a broader set of measures, including the Majulah Package, GST Voucher Scheme, and Silver Support Scheme, designed to enhance retirement adequacy and offset the Goods and Services Tax (GST) increase.
Eligibility Criteria
To qualify for the $1,200 government payout, individuals must meet specific criteria:
- Citizenship: Must be a Singapore citizen residing in Singapore.
- Age: Must be 21 years or older in the reference year.
- Assessable Income (AI): Annual AI must not exceed $34,000 for the Year of Assessment 2023 (income earned in 2022).
- Property Ownership: Must own no more than one property.
- Annual Value (AV) of Home: The AV of the home (as indicated on the NRIC) must not exceed $21,000 as of 31 December 2023.
These criteria ensure that the funds are directed to those who need them most, particularly lower-income households and senior citizens.
Payment Schedule and Methods
The $1,200 payout is structured over multiple disbursements through various schemes:
- Assurance Package (AP) Cash:
- Eligible Singaporeans aged 21 and above will receive $600 in December 2025.
- Payment will be credited via PayNow-NRIC, bank crediting, or GovCash, depending on the individual’s registered payment mode.
- AP Seniors’ Bonus:
- Eligible seniors aged 55 and above will receive an additional $600 in February 2025.
- The amount varies based on age and AV of the home:
| Age Group | AV ≤ $21,000 | AV > $21,000 and ≤ $25,000 |
|---|---|---|
| 55–64 | $250 | $200 |
| 65+ | $300 | $200 |
- Payments are made via PayNow-NRIC, bank crediting, or GovCash.
3. Majulah Package – Earn and Save Bonus:
Singaporeans born in 1973 or earlier, who are working and meet income and property criteria, will receive between $400 to $1,000 in March 2025.
The bonus is credited to the individual’s CPF account.
Payouts
| Scheme | Eligibility Criteria | Payout Amount | Disbursement Date | Payment Method |
|---|---|---|---|---|
| Assurance Package (AP) Cash | Singaporeans aged 21+, AI ≤ $34,000, ≤1 property | $600 | December 2025 | PayNow-NRIC/Bank/GovCash |
| AP Seniors’ Bonus | Singaporeans aged 55+, AI ≤ $34,000, AV ≤ $25,000, ≤1 property | $600 | February 2025 | PayNow-NRIC/Bank/GovCash |
| Majulah Package – Earn and Save Bonus | Singaporeans born in 1973 or earlier, working, AV ≤ $31,000, ≤1 property | $400–$1,000 | March 2025 | Credited to CPF account |
How to Check Eligibility and Receive Payments
- Verify Eligibility:
- Visit the official SupportGoWhere portal and use your Singpass to log in and check your eligibility.
- Update Payment Details:
- Ensure your PayNow-NRIC linkage is active.
- If not using PayNow, provide your bank account details through the e-services portal.
- Monitor Notifications:
- Eligible individuals will receive notifications via SMS, email, or through the Singpass app when payments are processed.
- Contact Authorities if Needed:
- If you do not receive your payment by the stipulated date, contact the Ministry of Finance or relevant support channels for assistance.
Additional Support Measures
Beyond the $1,200 payout, the government has introduced other support measures:
- GST Voucher Scheme:
- Provides cash payments, MediSave top-ups, and U-Save rebates to eligible Singaporeans.
- CDC Vouchers:
- Every Singaporean household will receive $800 in CDC Vouchers, disbursed in May 2025 ($500) and January 2026 ($300).
- U-Save and S&CC Rebates:
- Eligible HDB households will receive U-Save rebates of up to $190 quarterly and Service and Conservancy Charges (S&CC) rebates between 2 to 4 months from April 2025 to January 2026.
Singapore’s $1,200 government payout in 2025 underscores the nation’s commitment to supporting its citizens amid rising living costs.
Through the Assurance Package, Majulah Package, and other initiatives, eligible individuals—particularly lower- to middle-income households and seniors—receive financial assistance to alleviate economic pressures.
By staying informed and ensuring accurate personal information, citizens can seamlessly benefit from these support measures.
FAQs
How do I know if I qualify for the $1,200 payout?
Eligibility is based on citizenship, age, assessable income, property ownership, and the annual value of your home. Use your Singpass to log in to the SupportGoWhere portal to check your eligibility.
What should I do if I don’t receive my payout by the expected date?
If your payment hasn’t been received by the stipulated date, contact the Ministry of Finance or relevant support channels for assistance. Ensure your payment details are up to date to avoid delays.
Are there other financial support schemes available?
Yes, the government offers additional support through the GST Voucher Scheme, CDC Vouchers, U-Save, and S&CC Rebates. Eligibility varies, so check the respective portals for more information.